Articles
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Renter's market
Landlords must keep tenants happy in this competitive era
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Writing the contract
All the details must be clearly defined
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John Adams
Real estate sales license requires hefty time commitment
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Selling your home
What the taxman giveth, and taketh away
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Protecting your profits
Making sure you get the tax exclusion
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The Inside Story
Controversial 40-year loans being tested
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John Adams
Home ownership gives welcome tax relief
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No-pain mortgages
Here are the steps to take
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John Adams
'Pride of ownership' plays major role in desire to purchase home
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The Inside Story
This year's hurricanes not resulting in sales panic
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John Adams
Home equity a wellspring of wealth for Americans
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Fixing to sell
'Fixer-upper' value boosted by cosmetics
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Homebuyers' motivations
Homeownership a foundation of the American dream
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Bob Vila's view
Next time you go house hunting, don't forget the binoculars
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Do-it-yourself inspections
Freddie Mac booklet tells how to make your own home inspection
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The Inside Story
Rent equity can help folks buy homes
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It's an investment
Keeping home, landscape attractive increases resale value
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Market report
Condo, co-op sales enjoy record jump
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Making payments more affordable, part two
More factors that can influence your decision
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Latest from Freddie Mac
Fewer taking cash from refinancings
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Mortgage payments, part one
Making them more affordable
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Fast-growing niche
High-rise condos in Midtown and Buckhead
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Your mortgage loan
Understanding the process of getting this big loan
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The inside story
Lake Jackson attracts both commuters and retirees
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Fair market value
The key is recent home sales in the area
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Tax benefits
A big benefit kicks in when you sell a home
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The inside story
Interest-only loans reduce payments, but there's a catch
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Use this checklist
Top seven mistakes that home buyers make
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Corporate relocations
More Americans are moving this summer
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Getting it right
To avoid misunderstandings at closing, plan ahead
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A growing niche
As boomers age, homes for those over 55 grow popular
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Professional help
Finding right team of home-buying professionals worth the effort
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Urban living
Live/work residences make short commute
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Doing your homework
Comparison shopping essential to the home-buying process
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Home inspectors
Play it safe and hire your own inspector
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Closing costs
Don't be surprised by additional expenses at closing
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Your second home
Approach buying that vacation home with caution
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Credit scores
Your score is vital, so confirm data's accuracy
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The cost of insurance
Increases slowing for the coverage homeowners need
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Finding the bucks
Some creative ways to obtain down payment
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New government study
Families with children find more hurdles to own homes
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Government help
Each stage of homeownership gives broad income tax benefits
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How they work
Those over 62 can benefit from reverse mortgages
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Expensive homes
You may qualify for a bigger home than you think. But do you want to?
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Your sales price
Deciding what to ask for your house is scary, but vital
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Are you ready?
Weigh sacrifices, rewards of homeownership
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Finding the cash
Bad idea: Using retirement savings for down payment
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Look at ARMs
Adjustable-rate mortgages worth a look as mortgage rates increase.
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Locking in
Fixed-rate loans remain most popular financing tool.
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Condo living
Changes in dues can create new inequities.
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A mortgage alternative
80-20 loans help buyers who have no down payment.
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Getting ready
Numbers count, so get and understand your credit score.
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John Adams
Rental property offers more opportunity than passive investments.
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Finding the money, Part 2
Home equity loan puts dwelling on the line.
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Finding the money, Part 1
Home equity can be used to purchase second house.
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John Adams
Simple formula can tell you if it makes sense to refinance now.
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John Adams
Refinancing can save even with few years left on mortgage.
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Novel loan programs
Some unusual arrangements are becoming commonplace.
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John Adams
Condominium is form of ownership; townhouse a construction style.
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The inside story
New creative mortgages help to fuel home sales.
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Working the math
Figure income to determine your monthly mortgage limit.
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More on condos
Forms of ownership on condos, townhouses can prove very different.
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Condos gaining acceptance
From empty nesters to first-time buyers to almost everyone in between, the options offered by condos have attracted buyers.
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More on condos
Forms of ownership on condos, townhouses can prove very different.
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John Adams
Foreign bank adds to complications in sale of foreclosed property
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Checking it out
10 questions sellers don't want to hear
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Finding a way
Loan assumption is another creative plan for buying home.
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Asking the right questions
Be careful before using down payment aid program.
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What buyers want
Baby boomers over 50 are ready to downsize in comfort, survey finds.
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Investing, Part 1
Residential real estate can be smart investment.
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Investing, Part 2
Real estate investing: a simple scenario.
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Financing
It pays to shop around for best way to obtain home construction loan.
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Looking for help
Here's to clean gutters and those willing to keep them that way.
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John Adams
Attaining agent status to buy house not worth the time.
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First-time buyers
Follow three steps to simplify the purchase of a house
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Avoiding foreclosures
Education, counseling could stem the current leap in home foreclosures.
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Reverse mortgages
Would you like your bank to hand you a monthly mortgage payment instead of the other way around?
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Making the paperwork fly
Web technology makes documents accessible anywhere
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Dealing with rejection
Ask listing agent to inquire why seller rejected offer for house
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Running the numbers
Home equity debt can be heavy burden for payments
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Answering your questions
What is a wraparound mortgage?
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Under $165,000
Single-family houses at this price found in many areas
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Why to buy
Homeownership brings joys, headaches and best investment
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Interest-only loans
As mortgage rates rise and home prices zoom upward, some home buyers are turning to interest-only home loans.
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Real estate investing
Here is a better way to invest in rental property
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Life estates
Gift of home to charity offers annuity for seniors
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Readers are asking...
How can I arrange to pay off a loan on Mom's house?
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Escrow accounts, part 1
They are a protection for your interests.
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Escrow accounts, part 2
Putting builder's money in escrow is a proper tool for settling disputes.
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Off to college?
Save money by turning your student into a landlord.
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Mortgage rates
Will home prices fall as rates go up?
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Typical Realtor?
She is 52, married, works 43 hours a week and has a gross personal income of $47,000 a year.
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Property exchanges
There are specific rules and strict time limitations on identifying and acquiring your replacement property.
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Golden years
Retiring home buyers have special financial issues.
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Picking a broker
Four questions to ask as you look for the best person
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John Adams
With gated communities, there's no guarantee of rising property values.
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New homes
June housing construction rises to highest level since beginning of year.
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Second homes
Take your time when you pick a vacation place.
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Portable mortgages
With E-Trade's new product, you can transfer the fixed-rate loan from one home to the next.
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Regulatory problem
HUD has offered a flawed rule to stop fraudulent property 'flipping,' says columnist John Adams.
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Hybrid mortgages
Hybrids can be best of both worlds for short-term owners
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Selling strategies
'Cashing out' of property might work for co-owner
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Outside the house
Spending for yard, outside improvements is booming
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Restructuring debt
The lead story in the real estate world continues to be interest rates
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Family issues
Tax issues rise in parent's effort to buy home for child
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Picking an agent
Referrals from friends are nice, but the main thing is rapport.
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Women buyers
More single women are buying single-family homes.
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Refinancing
Four steps to gain edge in refinancing sweepstakes.
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Getting help
Buyer can obtain broker at any time before sale OK'd.
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Portable mortgages
Mortgages will be fixed at today's low interest rates, customers can transfer them from one home to the next
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Buyers agents
There are many advantages to having a buyer's agent represent you in the buying process.
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Want to sell?
Make certain home glows with the best 'curb appeal'.
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Men vs. women buyers
Women want different homes only some of the time, observers say
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Lochinver
Conyers community has fishing lake, nice landscaping
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New home sales
Low mortgage rates in April helped push sales of new homes to the highest level this year
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New home sales
Low mortgage rates in April helped push sales of new homes to the highest level this year
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The Meadows of Senoia
Coweta community near shopping and business destinations
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Regency Park
Cobb community near Silver Comet Trail
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Vista Lake
A Paulding County community with all the ingredients for success
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Foxwood
Fairburn development offers affordability, broad home selection
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Cewntury Lofts
Downtown condo complex is near main events
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Home equity loans
Your equity can help to pay the bills if you are laid off, but you should act while you still have a job.
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Urban retreats
Cultural amenities a big draw for second homes downtown
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U.S. housing market
There is no end in sight for the market's banner performance, says the top executive at Fannie Mae.
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Planning a deck
Before you start, you should do an objective assessment of your skills as a do-it-yourselfer.
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Home improvements
Some pay off more than others.
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Earthquake precautions
Take the hint: Prepare property now.
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First-time buyers
Savvy shoppers go distance.
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Finding financing
Beyond vanilla: Mortgage flavors showing more variety.
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Prequalifying
It can save time, money.
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Credit scores: Part 1
Whether you can buy may depend on a three-digit number.
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Credit scores: Part 2
Payment history makes up about 35 percent of overall credit score.
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Credit scores: Part 3
Balances carried and number of accounts affect credit score.
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Credit scores: Part 4
A secret unveiled: Length of accounts likely to affect credit scores.
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Credit scores: Part 5
Healthy mix of different accounts may aid credit scores
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Credit scores: Part 6
Summing up: Safeguards to gain a good credit score
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